Terms & Conditions

GetQuickCash.ca — Terms & Conditions

1. General

GetQuickCash.ca is a digital platform that connects users with licensed Canadian financial institutions to assist in loan applications.
We are not a lender, do not accept public deposits, do not offer investment schemes, and do not operate as a chit fund.
GetQuickCash.ca functions solely as an intermediary between borrowers and authorized lending partners.


2. Eligibility

Use of this Platform is restricted to individuals aged 21 years or older who are legally capable of entering into binding contracts under Canadian law.


3. Account Responsibility

To access certain services, you may be required to create an account.
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account.
If you notice unauthorized access, you must notify GetQuickCash.ca immediately.


4. Privacy

Your personal information is collected, used, and processed according to our Privacy Policy.
By using this Platform, you consent to the data practices outlined in the policy.


5. Payment Protection Insurance (PPI)

GetQuickCash.ca may offer optional Payment Protection Insurance (PPI) along with your loan.
PPI can help cover loan repayments if you are unable to work due to illness, injury, or unemployment.
Coverage terms and eligibility depend on the insurer’s official policy documents.


6. Use License

You are granted a limited, non-exclusive, non-transferable license to use the Platform for personal, non-commercial purposes.
Any unauthorized, fraudulent, or commercial use is strictly prohibited.


7. Prohibited Use

You agree not to use the Platform for:

  • Illegal or fraudulent activities

  • Harassment, threats, or harmful behavior

  • Uploading malware, viruses, or spam

  • Misusing or collecting others’ personal information

  • Misrepresenting your identity or loan eligibility


8. Suspension & Termination

GetQuickCash.ca may suspend or terminate your access at any time—without prior notice—if you violate these Terms or engage in fraudulent, abusive, or unlawful activity.


9. Third-Party Services

Some features may link to third-party websites or services.
GetQuickCash.ca does not control or endorse these third parties and is not responsible for their content, terms, or privacy practices.


10. Credit Information

By submitting a loan request, you authorize GetQuickCash.ca and our lending partners to access your credit report or credit score from credit bureaus such as Equifax, TransUnion, or CRIF.
You may withdraw this consent at any time by contacting our support team.


11. Limitation of Liability

GetQuickCash.ca is not liable for any indirect, incidental, or consequential damages resulting from the use or inability to use the Platform.
Loan approval, loan amount, and disbursement are not guaranteed and depend solely on lender evaluation.


12. Indemnification

You agree to indemnify and hold GetQuickCash.ca, its affiliates, officers, and employees harmless from any claims, liabilities, or losses resulting from your misuse of the Platform or violation of these Terms.


13. Refunds & Cancellations

Once a loan is disbursed, it cannot be canceled.
If an overpayment occurs, the excess amount will be refunded within 30 days after reconciliation.


14. Credit Score Improvement Program

If your credit score is below 700, you may be eligible for the GetQuickCash Credit Improvement Program, offered in partnership with recognized Canadian credit bureaus.

Program features:

  • Eligibility may be granted within 2 hours after guidelines and bank verification are completed.

  • Completed program transactions may be reflected on your credit report, helping increase your score.

  • Loan amounts may be disbursed within 1 hour after required security funds are received.

Failure to Repay Under This Program May Result In:

  • Account suspension or freezing

  • A credit score drop of up to 100 points

  • Blacklisting from loans with financial institutions for up to 2 years

  • Negative reporting to credit bureaus

GetQuickCash.ca aligns with Canadian compliance guidelines and lenders may use wire transfer or direct deposit for fast processing.


15. Governing Law

These Terms & Conditions are governed by the laws of Canada.
All disputes fall under the exclusive jurisdiction of the courts of Ontario, Canada.


16. GST & HST (Goods and Services Tax / Harmonized Sales Tax)

Goods and Services Tax (GST)

  • Administered by the CRA.

  • Businesses collect GST and may claim Input Tax Credits on eligible expenses.

  • The final consumer ultimately bears the tax.

Harmonized Sales Tax (HST)

  • Used in provinces that combined GST with provincial sales tax.

  • Collected by the CRA and remitted to participating provinces.

  • Rates vary by province.

Application to Loan Services

In Canada, GST/HST may apply to certain loan-related fees, including:

  • Loan processing fees

  • Loan cancellation charges

  • Late payment fees

  • Documentation preparation charges

Financial services like interest collection are subject to Canadian consumption tax rules.


17. Contact Us

For support or questions, contact us at:
📧 support@getquickcash.ca

© GetQuickCash Inc. 2023–2025.
™/® “GetQuickCash” is a trademark of GetQuickCash Inc.

18 King Street East, Suite 1400, Toronto, ON, M5C 1C4

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You will only receive a loan offer and be approved for a loan if you meet GetQuickCash’s current credit standards, which include the following conditions: you do not currently have an active GetQuickCash loan, and you have not been declined by GetQuickCash within the last 30 days.

Any approval received is conditional to GetQuickCash’s standard review which may include verification of (i) your identity, (ii) information provided as part of your application, and (iii) your ability to repay.

  • GetQuickCash loans range from $500 to $10,000 with terms from 3 to 60 months.

  • The Annual Percentage Rate (APR) offered depends on the assessment of your credit profile. Monthly payments and the total cost of borrowing shown in any received offer are estimated amounts and may differ from the actual amounts owed.

  • Offer excludes residents of certain jurisdictions (as required by local law).

You do not need to obtain a loan to qualify. If you decide to obtain a loan, do not take on more debt than necessary and do not borrow more than you can afford. Read all terms and conditions of your loan offer and make sure you understand them before accepting.

Contest / Promotional Offer (if applicable):

  • To enter, you must complete and submit the required information and be pre‑approved for a GetQuickCash loan offer during the promotional period [insert dates].

  • Eligible entrants must meet all credit and residency criteria. Limit one entry per person. See full contest rules for details.